Jan 2010 Newsletter

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" height=95 BGCOLOR="#FFFFFF" TEXT="#080000" bgproperties="fixed" background="12d007f0egerdp.gif"> <div> <FONT SIZE="5" COLOR="#336600" FACE="Times New Roman" ><I>Welcome Page</I></FONT><FONT SIZE="4" COLOR="#6633CC" FACE="Times New Roman" ><B> </B></FONT><B>   </B><FONT SIZE="2" COLOR="#000000" FACE="Times New Roman" ><B> |</B></FONT><B>    </B><A HREF="index.htm" TARGET="_top" TITLE="Welcome Page"><U><B>Welcome Page</B></U></A><FONT SIZE="2" COLOR="#0000BF" FACE="Times New Roman" ><B>             </B></FONT></div> <div> <B>Jan 2010 Newsletter</B></div> <div> </div> </td> </tr><tr> <td valign="top" height=385 BGCOLOR="#C0C0C0" TEXT="#080000"> <bR> </td> </tr></table></body>